Free Consultation Available

Insurance &
Financial Services
You Can Trust

Helping families and businesses find the right coverage. Auto, Home, Commercial, Life Insurance — IRA, 401K, and more. Bilingual service in English & 中文.

Start with what you need

🚗Auto Insurance 🏠Home Insurance 🏢Commercial Insurance 💝Life & Annuities 🏥Health Insurance (Obamacare) 💰IRA / 401K 📝File a Claim
Get a Free Quote Report an Accident

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Bundle & Save
Free Consultation
10+ of Insurance Quotes
7/wk Available
Free Consultation
Bilingual English & 中文

About Us

Welcome to Arley Xu Financial Services LLC. As your trusted independent insurance agent in Houston, Texas, we don't just sell insurance—we shop the market for you. We partner with multiple top-rated insurance carriers to ensure you get the best coverage at the most competitive rates.

Why Choose Us? / 我们的独特优势

Bilingual Service (English & Chinese)

Enjoy smooth, clear communication with no language barriers. (中英文双语服务，沟通无障碍。)

Multi-Carrier Comparison

We check multiple companies to find the best rate tailored to your needs. (多家公司进行比价，为您量身定制最划算的方案。)

Proactive Policy Review

Before your policy expires, we automatically re-shop the market to make sure you are still getting the best deal. (续保前主动再次比价，确保您始终享受最优价格。)

24/7 Holiday & Weekend Rush Service

Accidents and urgent needs don't wait for business hours. We provide expedited policy issuance during weekends, holidays, and after-hours to cover you when it matters most. (周六、周日、节假日及下班时间提供加急出单服务，在您最需要的时候提供保障。)

Today's Insurance Tip

Smart ways to save and stay protected

Simple reminders for comparing coverage, avoiding gaps, and preparing for claims.

Bundle only when it truly saves money

Auto and home bundles can reduce premiums, but an independent agent can compare bundled and separate policies to confirm the real savings.

General information only. Coverage and savings depend on carrier underwriting and written policy terms.

Services

Comprehensive protection and financial guidance tailored to your needs

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Insurance Services

Protect your family, assets, and business

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Auto Insurance

Compare quotes from dozens of insurance companies. Full coverage, liability, collision — we find the best rate.

Get Quote →
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Home Insurance

Protect your home and belongings. Dwelling, personal property, and liability coverage tailored to you.

Get Quote →
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Commercial Insurance

Business protection including general liability, property, workers' comp, and custom packages.

Get Quote →
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Financial Services

Plan your future with confidence

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IRA Planning

Traditional and Roth IRA guidance. Understand your options and maximize your retirement savings.

Free Consultation →
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401K Guidance

Make informed decisions about your employer-sponsored plan. Rollover and allocation strategies.

Free Consultation →
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Financial Education

Learn the basics of saving, investing, and protecting your assets. Clear, jargon-free guidance.

Free Consultation →
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Additional Services

Beyond insurance — comprehensive support for your wellbeing

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Life & Annuities

Protect your loved ones and plan for the long term with life insurance and annuity options.

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Health Insurance

Obamacare and marketplace plans. We help with medical bill analysis, appointments, and insurance card printing.

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Travel Insurance

Stay protected wherever you go. Comprehensive travel insurance for peace of mind.

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Premium

Personalized Financial Planning

Family asset allocation, retirement strategy, and long-term financial planning. Tailored one-on-one service.

Learn More

Why Work With Me

Loyal, Trustworthy, Professional

01

Bilingual Service

Fluent in English and Mandarin Chinese (中文). I explain complex insurance and financial concepts clearly in your preferred language.

02

Weekend Availability

I'm available Saturdays and Sundays to assist you. Busy schedule? No problem.

03

Compare & Save

I compare quotes from dozens of insurance companies to find you the best rate. No need to shop around yourself.

04

Ongoing Support

I assist with claims, medical bill analysis, doctor appointments, and insurance card printing — not just selling you a policy.

Client Testimonials

What my clients say about working with me

★★★★★

Audrey helped me find the right auto and home insurance bundle. Saved me $800 a year and explained everything clearly in Chinese. Highly recommend!

J
Jiawei W. Home & Auto Client
★★★★★

I had no idea what to do with my old 401K. Audrey walked me through the options and helped me set up an IRA. The free consultation was truly helpful.

M
Mike L. Financial Planning Client
★★★★★

Started my small business and needed commercial insurance. Audrey made the process painless and found coverage that fit my budget perfectly.

S
Sarah C. Commercial Insurance Client
Need help after an accident?

File a Claim

Send the first details here and Audrey will follow up. For emergencies, injuries, or immediate danger, call 911 first.

Submitting this form does not file an official carrier claim, bind coverage, or guarantee claim acceptance. Coverage and claim decisions are determined by the insurance carrier and written policy terms.

Get a Free Quote

Fill out the form below and I'll get back to you within 24 hours. No obligations, no pressure.

Get in Touch

Prefer to reach out directly? Here's how:

Audrey Burns — Licensed Insurance Agent

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WeChat +1 (832) 990-2229
WeChat QR Code - Audrey Burns Scan to add on WeChat

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