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Insurance &
Financial Services
You Can Trust

Helping families and businesses find the right coverage. Auto, Home, Commercial, Life Insurance — IRA, 401K, and more. Bilingual service in English & 中文.

Start with what you need

🚗Auto Insurance 🏠Home Insurance 🏢Commercial Insurance 💝Life & Annuities 🏥Health Insurance (Obamacare) 💰IRA / 401K 📝File a Claim
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Why people choose us

Our Promise to You

Helping you find the best insurance solutions with professionalism and trust.

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100% Free Quotes, No Obligation

Every quote is completely free with no obligation. No hidden fees, no pressure — just clear options and honest answers.

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Here 365 Days a Year

We answer the phone and work every day of the year — including weekends and holidays. When you need us, we are here.

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Dozens of Carriers, One Search

We search dozens of top-rated carriers to find you the very best price. One conversation, every market compared.

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Assist with Filing Insurance Claims

We help you submit insurance claims and stay with you through the process.

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Assist with Medical Bill Analysis

We review medical bills so you understand what you owe and can catch errors.

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Assist with Printing Insurance Card

Need a copy of your insurance card? We can print one for you anytime.

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Assist with Doctor Appointments

We help you schedule or change doctor appointments when you need it.

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Bilingual Service

Clear, comfortable service in English and 中文 — no language barriers.

Insurance education

Real guidance. Clearer coverage.

Fresh bilingual explainers to help you understand insurance before you need it.

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10+ of Insurance Quotes
7/wk Available
Free Consultation
Bilingual English & 中文
Our carrier partners

Insurance Carriers We Work With

As an independent agent, I'm appointed with the carriers below so I can shop your coverage across multiple markets. Click any logo to learn more about what we can place.

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About Us

Welcome to Arley Xu Financial Services LLC. As your trusted independent insurance agent in Houston, Texas, we don't just sell insurance—we shop the market for you. We partner with multiple top-rated insurance carriers to ensure you get the best coverage at the most competitive rates.

Why Choose Us? / 我们的独特优势

Bilingual Service (English & Chinese)

Enjoy smooth, clear communication with no language barriers. (中英文双语服务，沟通无障碍。)

Multi-Carrier Comparison

We check multiple companies to find the best rate tailored to your needs. (多家公司进行比价，为您量身定制最划算的方案。)

Proactive Policy Review

Before your policy expires, we automatically re-shop the market to make sure you are still getting the best deal. (续保前主动再次比价，确保您始终享受最优价格。)

24/7 Holiday & Weekend Rush Service

Accidents and urgent needs don't wait for business hours. We provide expedited policy issuance during weekends, holidays, and after-hours to cover you when it matters most. (周六、周日、节假日及下班时间提供加急出单服务，在您最需要的时候提供保障。)

Today's Insurance Tip

Smart ways to save and stay protected

Simple reminders for comparing coverage, avoiding gaps, and preparing for claims.

Bundle only when it truly saves money

Auto and home bundles can reduce premiums, but an independent agent can compare bundled and separate policies to confirm the real savings.

General information only. Coverage and savings depend on carrier underwriting and written policy terms.

Services

Comprehensive protection and financial guidance tailored to your needs

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Insurance Services

Protect your family, assets, and business

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Auto Insurance

Compare quotes from dozens of insurance companies. Full coverage, liability, collision — we find the best rate.

Start Online Quote →
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Home Insurance

Protect your home and belongings. Dwelling, personal property, and liability coverage tailored to you.

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Commercial Insurance

Business protection including general liability, property, workers' comp, and custom packages.

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Financial Services

Plan your future with confidence

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IRA Planning

Traditional and Roth IRA guidance. Understand your options and maximize your retirement savings.

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401K Guidance

Make informed decisions about your employer-sponsored plan. Rollover and allocation strategies.

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Financial Education

Learn the basics of saving, investing, and protecting your assets. Clear, jargon-free guidance.

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Additional Services

Beyond insurance — comprehensive support for your wellbeing

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Life & Annuities

Protect your loved ones and plan for the long term with life insurance and annuity options.

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Health Insurance

Obamacare and marketplace plans. We help with medical bill analysis, appointments, and insurance card printing.

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Travel Insurance

Stay protected wherever you go. Comprehensive travel insurance for peace of mind.

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Premium

Personalized Financial Planning

Family asset allocation, retirement strategy, and long-term financial planning. Tailored one-on-one service.

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Why Work With Me

Loyal, Trustworthy, Professional

01

Bilingual Service

Fluent in English and Mandarin Chinese (中文). I explain complex insurance and financial concepts clearly in your preferred language.

02

Weekend Availability

I'm available Saturdays and Sundays to assist you. Busy schedule? No problem.

03

Compare & Save

I compare quotes from dozens of insurance companies to find you the best rate. No need to shop around yourself.

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Ongoing Support

I assist with claims, medical bill analysis, doctor appointments, and insurance card printing — not just selling you a policy.

Client Testimonials

What my clients say about working with me

★★★★★

Audrey helped me find the right auto and home insurance bundle. Saved me $800 a year and explained everything clearly in Chinese. Highly recommend!

J
Jiawei W. Home & Auto Client
★★★★★

I had no idea what to do with my old 401K. Audrey walked me through the options and helped me set up an IRA. The free consultation was truly helpful.

M
Mike L. Financial Planning Client
★★★★★

Started my small business and needed commercial insurance. Audrey made the process painless and found coverage that fit my budget perfectly.

S
Sarah C. Commercial Insurance Client
Need help after an accident?

File a Claim

Send the first details here and Audrey will follow up. For emergencies, injuries, or immediate danger, call 911 first.

Submitting this form does not file an official carrier claim, bind coverage, or guarantee claim acceptance. Coverage and claim decisions are determined by the insurance carrier and written policy terms.
Prefer personal help?

Get a Free Quote

For commercial, life, health, financial, or other coverage, fill out the form below and I'll get back to you within 24 hours.

Get in Touch

Prefer to reach out directly? Here's how:

Audrey Burns — Licensed Insurance Agent

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WeChat +1 (832) 990-2229
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