Informational Website
This website provides general information about insurance and financial services offered by Arley Xu Financial Services LLC. Website content is not legal, tax, investment, financial, or insurance coverage advice for any specific situation.
No Coverage Bound by Website Use
Submitting a quote request, contact form, claim request, email, text message, voicemail, or other message through this website does not bind, alter, cancel, reinstate, renew, or initiate insurance coverage. Coverage is effective only when confirmed explicitly in writing by a licensed agent and accepted by the applicable insurance carrier according to the written policy terms.
Quotes and Carrier Decisions
Any premium estimates, savings examples, product descriptions, or coverage discussions are subject to underwriting, eligibility, carrier approval, payment, policy issuance, and written policy language. We do not guarantee that any carrier will offer, approve, renew, or continue coverage.
Claim Requests
A claim request submitted through this website is an agency service request only. It does not necessarily file an official claim with an insurance carrier and does not guarantee claim acceptance, claim payment, or coverage. If there is an emergency, injury, active danger, or urgent safety issue, call 911 or the appropriate emergency service first.
Your Responsibilities
You agree to provide accurate, current, and complete information when using this website or communicating with the agency. Inaccurate, incomplete, or delayed information may affect quotes, applications, policy service, claims, or carrier decisions.
Communications Consent
By submitting your contact information, you authorize Arley Xu Financial Services LLC to contact you by phone, email, voicemail, text message, or other reasonable communication methods about your inquiry, quote request, claim request, policy service, appointment, or related agency matters. Message and data rates may apply for SMS. You may opt out of SMS by replying STOP.
Third-Party Links and Services
This website may link to insurance carriers, claim portals, payment portals, social media platforms, or other third-party websites. We are not responsible for third-party content, security, availability, decisions, or practices.
Intellectual Property
Website text, layout, images, graphics, logos, and other materials are owned by or licensed to Arley Xu Financial Services LLC unless otherwise stated. You may not copy, reproduce, or use website materials for commercial purposes without written permission.
Limitation of Liability
To the fullest extent permitted by law, Arley Xu Financial Services LLC is not liable for indirect, incidental, consequential, special, punitive, or exemplary damages arising from website use, inability to use the website, third-party links, communication delays, or reliance on general website information.
Governing Law
These terms are governed by the laws of the State of Texas, without regard to conflict-of-law principles.
Contact
For questions about these terms, contact Arley Xu Financial Services LLC at [email protected] or +1 (832) 990-2229.